Securities Disclosure

Accredited investor status

Class A Preferred Shares in LendGuard Capital are offered only to accredited investors as defined in National Instrument 45-106 (Prospectus Exemptions) and/or other applicable exemptions. Prospective investors will be required to confirm their accredited status as part of the subscription process.

The Offering Memorandum is the authoritative document

All terms of the offering — including share class rights, fee structure, redemption mechanics, and risk factors — are set out in full in the Offering Memorandum, which is provided to investors who request access and confirm accredited status. To the extent of any inconsistency between this website and the Offering Memorandum, the Offering Memorandum governs.

Forward-looking statements

Statements regarding target returns, portfolio composition, deployment pace, and market conditions are forward-looking and based on assumptions that may not materialize. Actual results may differ materially. The 8% target annual return is a target, not a guarantee.

Corporate status

LendGuard Capital operates as a private investment corporation and undergoes an annual independent financial audit performed by an external Canadian accounting firm. Specific corporate, tax, and regulatory details are set out in the Offering Memorandum.

Risk warning

Investment in private mortgages involves significant risk, including risk of loss of principal. Capital is subject to a 12-month initial lock-up and is otherwise redeemable only on a quarterly basis with 60 days notice. Liquidity is limited. Past performance is not indicative of future results.

This is a draft disclosure document intended as a starting point. LendGuard should engage Canadian securities counsel to review and finalize prior to launch.